Best Budget-Friendly Cities to Move to in California
California’s beauty and opportunity come at a price, but some cities let you enjoy the best of the Golden State without breaking the bank.
If you're dreaming of living in California but worried about high costs, you're not alone. Whether you're a young adult launching your career, a retiree seeking a peaceful lifestyle, or simply someone looking for affordable places in California, this guide is for you. Let’s explore the cheapest places to live in California, including hidden gems like Bakersfield, Fresno, Eureka, and coastal options like Oxnard.
6 Top Cheapest Places to Live in California
Bakersfield
Bakersfield consistently ranks as one of the most affordable cities in California. Housing prices here are much lower than in cities like San Francisco or Los Angeles, with median home prices around $380,000. Renting? You can find apartments for under $1,500 per month. Utilities and groceries are reasonable, and local taxes are lower than the state average. Bakersfield also offers strong job opportunities in energy, agriculture, and healthcare, making it a solid option for families and professionals alike.
Fresno
Fresno is another budget-friendly spot with a vibrant culture and job market. Expect lower housing costs—median home prices hover around $380,000, while apartments typically rent for $1,300–$1,600. The cost of groceries and utilities is manageable, and healthcare is accessible with multiple medical centers. If you're seeking affordable cities in Southern California, Fresno is a practical option for career growth, especially in healthcare and agriculture.
Oxnard
Dreaming of the cheapest place to live in California by the beach? Oxnard could be your answer. It offers beachside living without the sky-high costs of Malibu or Santa Monica. While housing prices in Oxnard are higher than inland cities, they are still lower than most coastal areas. Expect median home prices around $620,000 and average rent around $2,000. Utilities and groceries are slightly above average, but the trade-off is the ocean breeze and easy access to Ventura County’s job market.
Eureka
Eureka, nestled along California’s northern coast, is a peaceful haven for retirees and nature lovers. With median home prices around $380,000 and reasonable utility costs, it’s one of the cheapest places to live in California for retirees. The city offers excellent healthcare facilities and a close-knit community vibe.
Lancaster
Located in the affordable cities of Southern California, Lancaster offers budget-friendly living with median home prices around $430,000 and average rent at $1,800. The city boasts family-friendly neighborhoods, ample parks, and a growing aerospace industry.
Vallejo, Richmond, and Pittsburg
For those looking for budget-friendly cities in the Bay Area, these spots offer a mix of affordability and proximity to San Francisco. Housing prices are significantly lower than in San Francisco, with median home prices ranging from $500,000 to $600,000. Utilities, groceries, and transportation costs are moderate, making these cities ideal for commuters and families alike.
Is it Better to Rent or Buy in California’s Cheapest Cities?
The choice between renting and buying depends on your goals. Renting offers flexibility—especially in cities like Fresno or Bakersfield, where rents are low. But buying in affordable areas like Eureka or Oxnard can be a long-term investment, as home values in California tend to rise over time. Affordable places in California like Lancaster and Fresno offer great entry points for first-time homebuyers.
Living in California for Young Adults
As a young adult, you’ll want cities that balance affordable rents, career opportunities, and vibrant culture. Consider Fresno, Sacramento, and Santa Rosa—each offers affordable living, growing industries, and a youthful vibe. Whether you’re seeking a fresh start or launching your career, these cities make affordable living in California possible.
Living in California for Retirees
For retirees, peace of mind matters. Cities like Eureka, Redding, and Folsom offer low housing costs, access to healthcare, and strong communities. If you’re seeking the cheapest places to live in California for retirees, these options provide a perfect balance of affordability, safety, and quality of life.
Live in California by the Beach
Beach life doesn’t have to break the bank. Coastal towns like Eureka, Oxnard, and Crescent City let you enjoy ocean views without the Malibu price tag. If you're after the cheapest place to live in California by the beach, these towns deliver charm, culture, and a relaxed lifestyle—perfect for those who dream of coastal living on a budget.
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FAQs About Living in California
Is $50,000 enough to live in California?
It depends on where you live. In cities like Fresno or Bakersfield, you can manage on $50,000 with careful budgeting.
What is a livable salary in California?
A livable salary ranges from $60,000 to $80,000, depending on location and lifestyle.
What city in California has the highest cost of living?
San Francisco tops the list, with high housing, transportation, and food costs.
Is food taxed in California?
Most groceries are tax-exempt, but prepared foods and restaurant meals are taxed.
What is the minimum wage in California?
As of 2
025, it’s $16 per hour, but local cities may have higher rates.
What’s the best paying job in California?
Tech, healthcare, and management roles dominate high-paying jobs, with software engineers, surgeons, and executives leading the pack./
Find Your Ideal Affordable California City
California offers a range of affordable places to live, from beachside towns like Oxnard to budget-friendly hubs like Fresno and Bakersfield. Whether you're a young adult chasing career dreams or a retiree seeking tranquility, there’s a city here for you.
When choosing where to live, consider your lifestyle needs, career goals, and budget. And when you’re ready to make the move, trust Desert Moving to make it easy, safe, and stress-free.
